Fidelity Bonds

Also considered crime insurance, Fidelity Bonds guarantee that employees will handle their employer’s money and property with trustworthiness. This coverage will pay for loss or damage to money, securities and other property due to theft or forgery by an employee. Some Fidelity Bonds also extend coverage to customers of the employer as well.

Examples include:

Business Indemnity Bonds – guarantees an employee will handle their employer’s and their employer’s customer’s money and property with trustworthiness.

Janitorial Services Bonds – provides protection for customers of a cleaning business against missing property on the customer’s premises.

ERISA Bonds – protects the participants and beneficiaries from dishonest acts of a fiduciary who handles the employee benefit plan assets.

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